Privacy Policy

Information We Collect

We collect information to provide better services to our users. This privacy policy explains what data we collect, how we use it, and your choices regarding this information.

Data Protection

• We don't sell your personal data to third parties
• We don't store your calculation inputs on our servers
• We don't require account creation for basic functionality
• Your financial calculations remain private on your device

Local Data Storage

All your calculator inputs and preferences are stored locally in your browser using localStorage. This means:

• Your calculation data never leaves your device
• You can clear this data anytime by clearing your browser storage
• This data is not accessible to us or any third parties
• Recent calculator history is stored locally for your convenience

Google Analytics

We use Google Analytics to understand how our website and mobile app are used:

• Page views, clicks, and user interactions
• Device type, browser, and operating system
• Geographic location (country, region, city level)
• Traffic sources and referral websites
• Session duration and user behavior patterns
• Demographics and interests (when available)

Google Analytics uses cookies and similar tracking technologies to collect this information. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Advertising and Google AdSense

We use Google AdSense to display advertisements on our website and mobile app:

• Google AdSense may use cookies to serve ads based on your interests
• Ads may be personalized based on your browsing history and preferences
• Third-party vendors may place cookies on your device for ad targeting
• We do not control the content of third-party advertisements

You can customize your ad preferences or opt out of personalized advertising by visiting Google's Ad Settings. You can also use ad blocking software to prevent ads from displaying.

Cookies and Tracking

We and our partners use various tracking technologies:

• Essential cookies for site functionality (theme, language, currency)
• Google Analytics cookies for website analytics and user behavior tracking
• Google AdSense cookies for advertising and ad personalization
• Performance cookies to optimize loading times and user experience
• Third-party cookies from advertising partners and analytics providers

Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies. Note that disabling cookies may affect website functionality.

Third-Party Services

We integrate with various third-party services that may collect and process your data:

• Google Analytics for website and app analytics
• Google AdSense for advertising revenue
• Web hosting and content delivery networks
• Other advertising networks and partners
• Performance and security monitoring services

These third-party services have their own privacy policies and data collection practices. We recommend reviewing their policies to understand how they handle your information.

Data Security

We implement appropriate security measures to protect against unauthorized access, alteration, disclosure, or destruction of information:

• HTTPS encryption for all communications
• Secure hosting infrastructure
• Regular security updates and monitoring
• No sensitive data collection or storage

Your Privacy Choices

You have several options to control how your data is collected and used:

• Clear your local browser data and cookies at any time
• Opt out of Google Analytics using their browser add-on
• Customize ad preferences through Google Ad Settings
• Use ad blocking software to prevent advertisements
• Disable cookies in your browser settings (may affect functionality)
• Contact us with privacy-related questions or concerns

Mobile App Privacy

Our mobile application includes the same data collection practices as our website:

• Calculator data is stored locally on your device
• Google Analytics tracks app usage and user behavior
• Google AdSense displays advertisements within the app
• Third-party advertising cookies and tracking may be present
• Standard app permissions for functionality (storage, network access)

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, services, or legal requirements. We will notify users of any material changes by posting the updated privacy policy on this page.

Contact Us

If you have any questions about this privacy policy or our privacy practices, please contact us. We're committed to addressing your concerns and maintaining your trust.

We are committed to protecting your privacy while providing excellent financial tools.